Bill was born in St. John's, Newfoundland and graduated from The College of Trades and Technology. His working career has given him a broad diversity of experience such as, rental properties owner, manager of multi-million dollar multinational organization, lay counselor and, for ten years, financial planning. Bill’s practice focuses on retirement and estate planning. He is currently enrolled in the Certified Financial Planner program. Bill has taken a great deal of time to investigate and perfect unique solutions to financial problems. These include retirement plans, exploiting strategies for much enhanced cash flow during your working life and at retirement. Careful examination of one's circumstances to decide if RRSP's are still the best financial strategy to employ is undertaken. Bill's clients have great trust in him and refer him routinely to others. Bill's staff is committed to excellence and integrity in all their dealings. The best legal, accounting, real estate, and insurance professionals are utilized to give unsurpassed quality of advice.